Public coverage, migrant eligibility, and private insurance options.
Provincial public healthcare (varies by province)
Canada's universal healthcare (administered by provinces) covers hospitalisation, physician services, and diagnostic tests at no direct cost. Prescription drugs, dental, and vision are not covered under public plans.
New permanent residents are typically eligible for provincial health insurance but face a 3-month waiting period in most provinces (Ontario, BC, Manitoba). Quebec and Alberta have no waiting period. During the waiting period, private bridge insurance is essential.
Private plans covering the waiting period cost CAD 100–200/month per person. For longer-term dental/drug coverage, employer group plans or private insurers such as Sun Life, Manulife, and Blue Cross are recommended.
Common provider examples
Examples from the sourced guide; compare coverage independently.
Official source
Verified: March 2025
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