Public coverage, migrant eligibility, and private insurance options.
Mandatory Employer-Provided Insurance (Royal Decree 39/2014)
Oman has a public health system (Ministry of Health hospitals) available to all residents, but quality and access vary. Under Royal Decree 39/2014, employers must provide health insurance for expatriate workers. Most professional expatriates use private hospitals.
Your employer must provide MOH-compliant health insurance. Sultan Qaboos University Hospital and private hospitals like Muscat Private Hospital accept insured expatriates. Confirm insurance documentation before travel.
Insurers in Oman: National Life & General Insurance (NLGIC), Oman Insurance Company, Dhofar Insurance, Al Madina Insurance. Monthly cost: OMR 20-55.
Common provider examples
Examples from the sourced guide; compare coverage independently.
Official source
Verified: June 2026
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