Public coverage, migrant eligibility, and private insurance options.
Mandatory employer-provided health insurance (CCHI regulated)
Saudi Arabia requires all employers to provide health insurance for expatriate employees under the Cooperative Health Insurance Law (CCHI). Government employees receive coverage through the Ministry of Health network.
Your employer handles enrolment — health insurance is mandatory before your iqama (residence permit) is issued. Most packages cover inpatient, outpatient, and emergency care. Dental and optical are often add-ons.
For private upgrades or family coverage top-ups, insurers include Bupa Arabia, MedGulf, Gulf Union, and AXA Cooperative. Comprehensive family plans cost SAR 5,000–15,000/year.
Common provider examples
Examples from the sourced guide; compare coverage independently.
Official source
Verified: March 2025
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